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1. Introduction 1.1 Background and Motivation 1.2 Research Objectives 1.3 Research Questions 1.4 Scope and Limitations 2. Digitalization in Banking 2.1 Definition of Digitalization 2.2 Historical Background 2.3 Key Technologies 2.4 Impact on Financial Services 3. The Lithuanian Banking Sector 3.1 Overview of Market Structure 3.2 Regulatory Framework 3.3 Key Players 3.4 Trends and Challenges 4. Digitalization Solutions Implemented 4.1 Online and Mobile Banking 4.2 FinTech Collaborations 4.3 Cybersecurity Measures 4.4 Customer Experience Enhancements 5. Understanding Consumer Trust 5.1 Definition and Importance 5.2 Factors Influencing Trust 5.3 Measurement of Trust 5.4 Trust in Financial Systems 6. Impact on Consumer Trust 6.1 Changes in Consumer Behavior 6.2 Trust in Digital Platforms 6.3 Risk Perceptions 6.4 Case Studies from Lithuania 7. Comparative Analysis 7.1 International Benchmarking 7.2 Lessons from Other Countries 7.3 SWOT Analysis 8. Conclusion and Recommendations 8.1 Summary of Findings 8.2 Policy Recommendations 8.3 Future Research Directions 8.4 Final Thoughts
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